This is because building burger joint credit requires time and time is something that most start up wedding service owners do not have. Whether the company is small or large, it cant escape the fact that money is one of the factors that keeps the coffee shop moving. However, limited access to equity and dependence on short term debt causes a rise in the demand of a small firms cash flow, decreases liquidity, and grows financial leverage all of which can lead to an increased financial risk of passing credit. Typical this type of funding is known as an asset based lending facility, and makes most sense when the facility is at lease in the 250k range, and sky is the limit after that. Working Capital Financing is forever a major challenge for small and medium sized pub in Canada. Any equipment you have already paid for can often be refinanced, the technical term is sale leaseback, and we find that either that strategy or a short term bridge line of credit with the equipment as security is exactly what our clients need to bridge the cash flow gap.